There is an excellent need for couples to begin discussions on the importance of fiscal management in marriage and understand that strength is in teamwork in managing finances. Couples should research strategies for managing finances, budgets, and goals. Finance must be an open discussion among couples to set short—and long-term goals individually and collectively.

Engaged couples should embark on a financial journey together before tying the knot. This journey involves discussing budgeting, setting goals, and being transparent about financial matters. The couple can lay a solid foundation for their future financial security by doing so. Couples must do their research to initiate financial conversations about establishing financial check-ins. Couples must set realistic and achievable goals that coincide with their ultimate goals. Couples benefit from achieving financial milestones that go beyond their expectations. Couples must get away from the traditional stigmatism of who manages the finances. 

The individual with the financial capacity to be great should manage the finances—creating a joint and practical budget. The couple should research to find tools and applications to assist with budgeting. Goals of savings, investing, major life events, and retirement must occur. Couples must tackle strategies for managing and reducing debt, finding credit scores among them, and working together to improve their finances to get healthy. A financial plan should be generated that works for both partners.

Proverbs 21:5 New Living Translation: “Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.” The website’s color scheme is a bronze background with white text. A picture shows a couple with big smiles around budget planning, a symbol representing financial goals, and an image representing managing debt.

---

[1] Renee Bourdeaux, and Maggie Bright, “You have to Look at Finances as a Joint Venture, ‘Whether or Not You Have a Joint Account’: Exploring Strategies Couples Use to Successfully Communicate About Money,” Marriage & Family Review 57, no. 5 (2021): 431.

---